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Locally Connected. Personally Invested.

TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in Antrim, Benzie, Grand Traverse, Leelanau, and Kalkaska counties. For 60 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services. TBA Credit Union

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Mortgage Expertise & Convenience

Since 1986, TBA Credit Union has been helping members with mortgages. Our mortgage lenders are prepared to provide superior service with the financing of your home. We offer different home loan programs for every stage of life. Flexible terms give you the widest range of choices, so chances are we have a mortgage that fits your needs!

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Pay Anyone Now Available in Bill Pay

Thanks to our most recent update to Bill Pay we now have a new feature available- Pay Anyone. With a few simple clicks you can send funds securely and safely to anyone from your computer or mobile device. The recipient does not need to have an account at TBACU. Paying back a friend for lunch just got a whole lot easier.

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Why TBA Credit Union?

Jeramy S.

Kalkaska, MI

"I can't thank Andrea enough for all she has done for us and continues to do. I feel she has done more than just her job and will continue to do business with her from here on out. I hope she is recognized for the amazing work she puts into her job for her customers and can't thank her enough."

Rachel L.

Traverse City, MI

"I have always made it my personal mission to invest in local companies that truly care about their customers. When it came to my finances, I instantly knew TBA Credit Union was perfect! They provide top-notch, wonderful customer service, are involved in the community. This sealed the deal for me."

Eddie P.

Grand Rapids, MI

“So easy, I applied one day and the next day I was signing the paperwork. I did this all online in a different city! Got a great rate and am happy. I have heard a lot of great things about TBA Credit Union so when it was my time to get a car loan I knew exactly who I wanted to go through. Thanks!”

Michelle D.

Traverse City, MI

“TBA is my Bank for life. They have helped me tremendously over the past years , especially Lindsey Erickson who helped me to get back on track financially. Thank You TBA, and Thank You Lindsey.”

Michelle & Tom O.

Traverse City, MI

“Trey did an excellent job guiding us in choosing a loan product that would meet our needs. He was very knowledgeable, readily available to answer questions and stayed in contact with us during the loan process. I would highly recommend him to our friends in the market for a loan.”

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Federally insured by NCUA