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Applying for membership is easy.... just click "Apply Now" below and follow the instructions to fill out the application. Once submitted, a credit union representative will review your application.

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CFCU Credit Cards

CFCU offers a fixed rate Classic Visa credit card. There is no annual fee and a 25-day finance charge grace period on purchases. Card holders pay the same low rate for purchases, balance transfers, and cash advances.

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CFCU Loans

CFCU members benefit from very low loan rates on Cars, Trucks, Recreational Equipment, Personal Loans, and Mortgages. Drop in to see our loan specialists between 9 am and 5 pm Monday through Friday, or apply online.

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Why Cheney Federal Credit Union?

Willie Crippen

Welding Fabricator

I just financed a beautiful 2013 GMC Sierra with all the bells and whistles in March 2016. CFCU made the pre-approval process very easy for my wife and I, and they were very quick with all the paper work. Easiest loan we’ve ever done! We won’t go anywhere else.

Annette King

Restaurant Manager

I love being a CFCU Member! I live in Medical Lake and do most of my banking online. I also work in Spokane and often take advantage of shared branching. I financed my new car with CFCU, and I enjoy using my CFCU Visa card because the rate is so low and there is no annual fee.

Hal Sautter

Retired Teacher

I’ve been a member for over 40 years, we will not do our banking anywhere else. I especially love coming in on Fridays for cookie day!

Federally insured by NCUA